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Website Terms of Use for ParlerPay.com

Effective Date: August 5, 2024

Acceptance of Terms

By accessing and using ParlerPay.com, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. If you do not agree with any of these terms, you are prohibited from using or accessing this site.

Use License

Permission is granted to temporarily download one copy of the materials (information or software) on ParlerPay.com for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license, you may not:

  • Modify or copy the materials;
  • Use the materials for any commercial purpose, or for any public display (commercial or non-commercial);
  • Attempt to decompile or reverse engineer any software contained on ParlerPay.com;
  • Remove any copyright or other proprietary notations from the materials; or
  • Transfer the materials to another person or “mirror” the materials on any other server.

This license shall automatically terminate if you violate any of these restrictions and may be terminated by ParlerPay at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.

Privacy Policy Reference

For information on how we collect, use, and protect personal data, please review our Privacy Policy, which is incorporated into these Terms by reference.

Prohibited Uses

Users are prohibited from using ParlerPay.com for any unlawful purposes, to solicit others to perform or participate in any unlawful acts, to violate any international or local laws, or to harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate based on gender, sexual orientation, religion, ethnicity, race, age, national origin, or disability.

User Accounts

If you create an account on ParlerPay.com, you are responsible for maintaining the confidentiality of your login credentials and for restricting access to your account. You agree to accept responsibility for all activities that occur under your account.

Disclaimer

The materials on ParlerPay.com are provided on an ‘as is’ basis. ParlerPay makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

Limitations

In no event shall ParlerPay or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on ParlerPay.com, even if ParlerPay or a ParlerPay authorized representative has been notified orally or in writing of the possibility of such damage.

Accuracy of Materials

The materials appearing on ParlerPay.com could include technical, typographical, or photographic errors. ParlerPay does not warrant that any of the materials on its website are accurate, complete, or current. ParlerPay may make changes to the materials contained on its website at any time without notice. However, ParlerPay does not make any commitment to update the materials.

Links

ParlerPay.com has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by ParlerPay of the site. Use of any such linked website is at the user’s own risk.

Indemnification

You agree to indemnify, defend, and hold harmless ParlerPay, its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including legal fees, arising out of or related to your use of ParlerPay.com, your violation of these Terms of Use, or your violation of any third-party rights.

Modifications

ParlerPay may revise these Terms of Use for its website at any time without notice. By using this website, you are agreeing to be bound by the then-current version of these Terms of Use.

Termination of Access

ParlerPay reserves the right to terminate or suspend your access to ParlerPay.com, without notice, for conduct that ParlerPay, in its sole discretion, believes is a violation of these Terms of Use, is harmful to other users, or is otherwise contrary to applicable law.

No Waiver

The failure of ParlerPay to enforce any provision of these Terms of Use shall not be construed as a waiver of such provision or the right to enforce it in the future.

Governing Law

These terms and conditions are governed by and construed in accordance with the laws of Wyoming, USA, and you irrevocably submit to the exclusive jurisdiction of the courts in that State or location.

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ParlerPay Disclaimer

ParlerPay is a digital wallet provided by PCSM LLC and supported by iW3 Consulting, integrated with the Optio Blockchain. ParlerPay facilitates the management of digital rewards but is not an investment platform. Participation does not constitute an investment, and users should not expect financial returns or profits. Users are fully responsible for managing their wallets, including securely storing their seed phrases and private keys. ParlerPay does not store or recover private keys, and any loss of access due to mismanagement is the sole responsibility of the user.

Blockchain transactions, including transfers, receipt, and management of digital rewards, involve inherent risks such as market volatility and possible losses. ParlerPay, PCSM LLC, iW3 Consulting, and the Optio Consortia DAO are not liable for any financial losses or damages resulting from market conditions, third-party transactions, or technical errors. ParlerPay adheres to financial regulations, including Anti-Money Laundering (AML) and Know Your Customer (KYC) requirements, and users must comply with all applicable laws while using the platform.

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